How We're Paid
Complete transparency into our revenue model, our referral links, and our strict editorial independence.
Standard Consumer Referral Programs Only
To be completely transparent: Churnable is supported solely through standard referral programs that are offered to all everyday consumers.
We are not an affiliate operating under special corporate contracts or exclusive private compensation agreements. We simply search for, curate, and link to the credit card and bank bonus offers that we find the most helpful, lucrative, and user-friendly.
If an issuer or financial institution offers a public referral program that any regular customer can participate in, we will use that referral link to help support the ongoing development, server costs, and daily data tracking of Churnable.
Zero Paid Promotions or Sponsored Reviews
We do not receive any payments to promote, rank, or review specific financial products.
Merit-Based Rankings
If an offer has the highest bonus in the country but offers zero referral bonus to us, we still list and recommend it at the top of our tables.
No Corporate Influence
Banks and card issuers have zero editorial say, review rights, or advance notice of our ratings, guides, and calculators.